Teach Financial Literacy to Your Students—Without Creating Curriculum From Scratch

Complete 8-week financial literacy program for ages 15-22. Everything you need is included: lesson plans, student workbooks, digital tools, assessments, and certificates. Just customize with your branding and launch.

The Financial Literacy Crisis Facing Today's Youth

Every year, thousands of students graduate high school without understanding:

How to create a budget that actually works
The difference between a Roth IRA and a 401(k)
How compound interest can make them wealthy (or keep them in debt)
Why they should invest in their teens and twenties, not their thirties
How to avoid the debt traps that keep families struggling

📊 The Reality:

57% of Americans are financially illiterate (National Financial Educators Council)
Only 21 states require high school students to take a personal finance course
The average American has $38,000 in personal debt (excluding mortgages)
Students who receive financial education save 7% more of their income

Your students are about to enter the real world with:

Student loans they don’t understand
Credit card offers designed to trap them
No strategy for building generational wealth
Zero knowledge of tax-advantaged investing

But you don’t have time to create comprehensive financial literacy curriculum from scratch.

That’s where this program comes in—fully built, ready to customize, and proven to work.

A Financial Foundations Accelerator Solution—Ready to Teach Tomorrow

Not theory. Not textbook scenarios. Real wealth-building skills your students can use immediately.

The Financial Foundations Accelerator Curriculum is a comprehensive, done-for-you program that transforms financially inexperienced youth into confident money managers.

💰 WHAT’S INCLUDED

✅ Complete 8-week curriculum (fully customizable)
✅ Step-by-step lesson plans for each session
✅ Student workbooks (print-ready PDFs)
✅ 12 digital financial tools (Google Sheets/Excel)
✅ All presentation slides (PowerPoint/Google Slides)
✅ Assessment materials and answer keys
✅ Certificate templates
✅ Student recruitment marketing templates
✅ Implementation guide
✅ 90-day email support

🎯 WHAT STUDENTS LEARN

Zero-based budgeting systems
Investment fundamentals (stocks, ETFs, index funds)
Roth IRA vs. Traditional IRA vs. 401(k)
HSA triple-tax advantages
Credit building without debt
Compound interest calculations
Debt avoidance strategies
5-year wealth-building plans

📈 WHAT YOU GET

Immediate access to all materials
Lifetime curriculum license for your organization
Fully customizable with your branding
Use for unlimited student cohorts
Updates for 90 days post-purchase
No recurring fees
Self-paced implementation
Professional, classroom-tested content

✅ Everything Is Included: No hidden fees. No upsells. One purchase = complete program forever.

Everything You Need. One Simple Price. Yours Forever.

Pay once. Use forever. Unlimited students. Complete curriculum.

📚 Financial Foundations Accelerator Curriculum

$1,197

One-Time Payment

✅ What’s Included:

Curriculum & Materials:

8-week complete lesson plans (step-by-step instructions)
All presentation slides (PowerPoint + Google Slides)
Student workbooks (PDF, print-ready)
12 digital financial tools (lifetime access)
Assessment materials and answer keys

Implementation Support:

Detailed implementation guide
Week-by-week facilitation instructions
Teaching tips and discussion prompts
Common student questions with suggested answers
90-day email support

Marketing & Admin:

Student recruitment flyer templates
Parent permission letter templates
Program overview one-pagers
Certificate templates for completion
Completion tracking spreadsheets

Usage Rights:

Unlimited use within your organization
Customize with your branding
Run as many cohorts as you want
Lifetime license (no renewals)
Updates included for 90 days

Payment Options:

One-time payment: $1,197
Pay via credit card, debit card, PayPal
Instant access upon payment

💰 The ROI: What This Investment Means

Per-Student Cost (assuming 30 students per cohort):

1 cohort: $39.90 per student
3 cohorts (90 students): $13.30 per student
10 cohorts (300 students): $3.99 per student

Compare that to:

Financial consequences of poor money management: $50K-$200K over lifetime
Cost of payday loans, overdraft fees, credit card debt for financially illiterate adults: thousands of dollars annually
Value of starting investments 10 years earlier: $100K+ by retirement

This isn’t a cost. It’s an investment in your students’ financial futures.

“Is there a money-back guarantee?”
Due to the digital nature of the product, all sales are final. However, you can download a free sample week before purchasing to ensure it meets your needs.

“Are there any recurring fees?”
No. This is a one-time purchase. You own the curriculum forever and can use it with unlimited students.

“What if we need help during implementation?”
You’ll receive 90 days of email support from the date of purchase. We typically respond within 24-48 hours.

“Can we customize the materials with our logo?”
Yes! All materials are fully customizable so you can add your organization’s branding.

What Your Students Will Learn (Week by Week)

A carefully sequenced curriculum that builds from fundamentals to advanced wealth-building strategies.

📅 WEEK 1: Financial Foundation & Money Mindset

Understanding income vs. expenses
Fixed vs. variable costs
The psychology of spending
Setting financial goals
Student Action: Complete personal spending audit

📅 WEEK 2: Budgeting Systems That Actually Work

Zero-based budgeting framework
The 50/20/30 rule
Envelope method for cash flow
Digital budgeting tools
Student Action: Create personalized monthly budget using provided template

📅 WEEK 3: Banking Essentials & Building Credit

Checking vs. savings accounts
Understanding credit scores (FICO)
How credit cards work (without the trap)
Debit vs. credit strategies
Student Action: Set up free credit monitoring, understand current credit position

📅 WEEK 4: Introduction to Investing

Stocks, bonds, and ETFs explained
Risk vs. return
Compound interest calculations
Why starting at 15-22 changes everything
Student Action: Calculate 40-year compound interest projections

📅 WEEK 5: Tax-Advantaged Accounts (The Wealth Accelerators)

Roth IRA: Tax-free growth explained
Traditional IRA vs. Roth IRA
401(k) and employer matching (free money)
HSA: The triple-tax advantage
Student Action: Compare account types, identify which to open first

📅 WEEK 6: Investment Strategies for Beginners

Index fund investing
Dollar-cost averaging
How to open a brokerage account
Selecting your first investments
Student Action: Create mock investment portfolio with rationale

📅 WEEK 7: Debt Avoidance & Strategic Borrowing

Good debt vs. bad debt
Student loan navigation
Predatory lending red flags
Auto loans and mortgages (the smart way)
Student Action: Calculate total cost of debt scenarios

📅 WEEK 8: Building Your Wealth Plan

5-year financial roadmap
Income growth strategies
Emergency fund targets
Retirement planning for Gen Z

Student Action: Complete personalized wealth-building plan, present to cohort

💼 BONUS MATERIALS INCLUDED:

12 Digital Financial Tools (Lifetime Access):

Emergency fund calculator
Compound interest simulator
Budget tracking spreadsheet
Investment comparison tool
Debt payoff calculator
Net worth tracker
Retirement projection tool
Tax-advantaged account decision tree
Credit score improvement checklist
Financial goal-setting worksheet
Wealth timeline visualizer
Monthly money review template

All 12 digital tools are provided as Google Sheets/Excel templates students can use for life.

The Results: What Your Students Walk Away With

This isn't a "nice to have" program—it's a life-changing intervention that creates measurable, lasting impact.

🎯 IMMEDIATE SKILLS

By the end of Week 8, your students will:

Have a working monthly budget they created themselves
Understand exactly how much wealth they can build starting now
Know the difference between Roth IRA, 401(k), and HSA
Be able to calculate compound interest and debt costs
Have a plan to open their first investment account
Own 12 digital financial tools to use for decades

💪 CONFIDENCE & CAPABILITY

Your students will be able to:

Explain financial concepts to family and friends
Make informed decisions about student loans
Avoid credit card debt traps
Evaluate job offers based on benefits packages
Identify predatory financial products
Create a 5-year wealth-building roadmap
Set up automatic investment systems

📈 LONG-TERM IMPACT

The trajectory change:

Students who invest $100/month from age 18-65 retire with $552,000 (at 8% return)
Understanding tax-advantaged accounts saves $50K-$200K over lifetime
Avoiding predatory debt prevents years of financial stress
Early financial literacy correlates with higher income and net worth
These students will teach their children—breaking generational poverty cycles

Success Metrics You Can Track:

✅ 100% of students complete personalized budget
✅ 95%+ can explain compound interest and why it matters
✅ 90%+ report feeling “more confident” about money decisions
✅ 85%+ create 5-year financial plans
✅ Students report sharing concepts with family members

💡 Why This Matters for Your Organization

For Schools & Youth Programs:

Fulfill financial literacy requirements with proven curriculum
Demonstrate measurable student outcomes for funders/boards
Differentiate your program in competitive landscape
Prepare students for actual adult financial challenges
Create lasting impact beyond graduation

For Community Organizations:

Address root causes of poverty in your community
Provide high-value programming that attracts participants
Create generational wealth-building in populations you serve
Measurable ROI for grant applications
Partnership opportunities with schools

Organizations That Use This Curriculum

If you serve youth ages 15-22, this program is designed for you.

Add Your Heading Text Here

🏫 High Schools

Add robust financial literacy curriculum that exceeds state requirements

🎓 Charter Schools

Differentiate programming and prepare students for real-world financial success

🏀 Youth Organizations

Boys & Girls Clubs, YMCA, 4-H, Urban League chapters seeking high-impact programming

👥 Community Colleges

Teen pathway programs and dual enrollment initiatives needing financial foundations

💼 Workforce Development

Programs preparing young adults for career success and financial independence

⚖️ Juvenile Justice Programs

Facilities and re-entry programs teaching life skills for successful transition

⛪ Faith-Based Organizations

Church youth groups and ministries focused on stewardship and life preparation

📚 After-School Programs

Enrichment providers wanting to offer practical, career-ready skills

Program Flexibility:

✅ Delivery Options: In-person classroom, virtual, or hybrid
✅ Schedule: School day, after-school, weekend intensive, or semester-long
✅ Group Size: Ideal for 15-30 students; can accommodate up to 50
✅ Duration: 8 consecutive weeks or spread across fall/spring semester
✅ Format: Can be structured as elective course, enrichment program, or workshop series

Built By Financial Educators, For Financial Educators

This isn't theory from a textbook—it's a practical system created by educators who understand what students need to succeed financially.

Why This Curriculum Works:

This program was created because students were graduating year after year with:

No understanding of how money actually works
Zero knowledge of investing or tax-advantaged accounts
Misconceptions that keep people broke for decades

We spent months condensing a full 2-semester college-level personal finance course into an 8-week program that creates behavioral change—not just awareness.

What makes this program different:

✅ Action-based, not information-based
Students don’t just learn about budgeting—they build budgets. They don’t just hear about investing—they plan their first investment.

✅ Real tools, not just handouts
The 12 digital tools aren’t generic templates. Each was created based on real student needs and questions.

✅ Wealth-building focus, not just basics
Covers advanced strategies (Roth IRA, HSA, investing), not just checking accounts and budgeting.

✅ Structured, sequential learning
Content builds week by week for maximum retention and understanding.

✅ Classroom-tested and refined
This curriculum has been used with real students and continuously improved.

Program Specifications:

✅ 8-week comprehensive curriculum
✅ 12 digital financial tools
✅ Based on 2-semester college course
✅ Aligned with national financial literacy standards
✅ Suitable for ages 15-22
✅ Fully customizable for your organization
✅ Print-ready and digital formats

🤝 What You Get With Your Purchase

Immediate Access:

Download all materials within 5 minutes of purchase
Cloud-based access (no physical shipping)
Organized folder structure for easy navigation

90-Day Support:

Email support for implementation questions
Typical response time: 24-48 hours
Help with customization and troubleshooting

Updates Included:

Curriculum improvements for 90 days post-purchase
Download updated versions as released
No additional fees during support period

Simple, Transparent Pricing

No hidden fees. No complicated contracts. Just comprehensive financial literacy education at one clear price.

Financial Foundations Accelerator Curriculum

$1,197

One-Time Payment • Lifetime Access

✅ Everything Included:

Complete 8-Week Curriculum:

Step-by-step lesson plans (fully customizable)
All presentation slides (PowerPoint + Google Slides)
Student workbooks (PDF, print-ready)
Assessment materials and answer keys
Certificate templates

12 Digital Financial Tools:

Emergency fund calculator
Compound interest simulator
Budget tracking spreadsheet
Investment comparison tool
Debt payoff calculator
Net worth tracker
Retirement projection tool
Tax-advantaged account decision tree
Credit score improvement checklist
Financial goal-setting worksheet
Wealth timeline visualizer
Monthly money review template

Implementation Support:

Detailed implementation guide
Week-by-week facilitation instructions
Teaching tips and discussion prompts
Common student questions with answers
90-day email support

Marketing & Admin:

Student recruitment flyer templates
Parent permission letter templates
Program overview one-pagers
Completion tracking spreadsheets

Usage Rights:

Unlimited students
Unlimited cohorts
Lifetime organizational license
Fully customizable with your branding
No recurring fees ever

Payment Terms:

One-time payment: $1,197
Credit card, debit card, PayPal, or bank transfer
Instant access upon payment

💰 Cost Breakdown: The Real Value

Per-Student Investment:

# of Cohorts

1 cohort (30 students)

3 cohorts

5 cohorts

10 cohorts

Total Students

150

300

Cost Per Student

$39.90

$13.30

$7.98

$3.99

Compare to:

Hiring outside facilitator: $2,500-$3,500 per cohort
Developing curriculum from scratch: 100+ hours of work
Piecemeal resources and materials: $500-$1,000+ per cohort
This program pays for itself after just 1 cohort.

“Can we pay with a purchase order?”
Yes! We accept POs from schools and organizations. Email us at [your email] to set up Net-30 terms.

“Can we split payments?”
For organizations, we can arrange a payment plan. Contact us to discuss: [your email]

“Is there a refund policy?”
Due to the digital nature of the product, all sales are final. Download the free sample week before purchasing to ensure it meets your needs.

“What if we need help after 90 days?”
After the 90-day support period, you can purchase additional support packages or consult our knowledge base for common questions.

Frequently Asked Questions

Everything you need to know about the curriculum and how it works.

How long is each session?

Each weekly session is designed for 90 minutes. This includes instruction, activities, Q&A, and homework assignment review. The lesson plans can be easily adapted to 60 or 120 minutes based on your scheduling needs.

What technology do students need?

Students need access to a laptop, tablet, or computer during sessions (one per student is ideal, but sharing is possible). Internet access is required for the digital tools. No specific software is required—everything runs in Google Sheets, Excel, or web browsers.

Can this be delivered virtually?

Absolutely. The program works in-person, virtually (via Zoom/Google Meet/Teams), or in a hybrid format. All materials are provided in both print and digital formats. The 12 digital tools are cloud-based.

What if we can't commit to 8 consecutive weeks?

While 8 consecutive weeks is optimal for retention, you can adapt the schedule. Some organizations do Week 1-4 in fall, Week 5-8 in spring. Just maintain weekly consistency within each block for best results.

Is this appropriate for both 15-year-olds AND 22-year-olds?

Yes! The content is structured to meet students where they are. Younger students focus on foundational concepts; older students go deeper into career-stage topics like 401(k)s and salary negotiation. The materials naturally differentiate.

Do students need jobs or income to benefit?

No. Students without income learn what to do WHEN they start earning. Many begin implementing strategies immediately with family support. The curriculum teaches principles that apply now and in the future.

What makes this different from free resources?

Free resources provide information, not transformation. This program:

Requires ACTION each week (not just passive learning)
Provides 12 lifetime-access tools (not just printable handouts)
Covers wealth-building strategies (Roth IRA, HSA, investing), not just budgeting basics
Delivers structured, sequential learning that builds week by week
Includes complete facilitation support

Can we customize the curriculum?

Yes! All materials are fully customizable. You can:

Add your organization’s logo and branding
Adjust examples to be locally relevant
Modify discussion questions
Add supplemental content
Adapt timing and pacing

The core learning objectives should remain consistent for best outcomes.

What qualifications do facilitators need?

Ideal facilitators are educators, counselors, youth program staff, or anyone comfortable teaching groups. No financial certification is required—the lesson plans provide everything needed, including suggested answers to common questions. Teaching experience is more important than financial expertise.

What happens after the 8 weeks?

Students graduate with everything they need to continue independently: their personalized budget, wealth-building plan, and 12 digital tools for life. Many organizations run multiple cohorts throughout the year for new students..

Do you provide certificates of completion?

Yes! The curriculum includes customizable certificate templates. Students who complete the program receive a professional Certificate of Completion suitable for portfolios, college applications, or resumes.

What if our students aren't engaged?

The curriculum is specifically designed to combat “boring finance class” syndrome:

Real-world scenarios students actually face
Interactive activities (not lectures)
Immediate practical application
Digital tools that feel modern
Peer learning and group activities
Action-based homework

The lesson plans include engagement strategies and tips for maintaining student interest.

Can we see a sample before purchasing?

Absolutely! Download a free complete Week 1 lesson plan, student workbook excerpt, and sample digital tool:

What support do we get during implementation?

90-day email support from date of purchase
Detailed implementation guide included
Teaching tips for each lesson
Suggested answers to common student questions
Response time: typically 24-48 hours

Is grant funding available for this?

Many organizations use these funding sources:

Title I funding (for qualifying schools)
21st Century Community Learning Center grants
Workforce development funding
Youth development grants
Private foundation grants (financial literacy is popular)

We provide a detailed program description and outcomes data to support your funding applications.

What's your refund policy?

Due to the digital nature of the product, all sales are final. We provide a free sample week so you can evaluate quality before purchasing.

Will there be future updates?

Yes! Updates are included for 90 days after purchase. During this period, you can download improved versions of any materials as they’re released at no additional cost.

Your Students' Financial Futures Start With One Decision

In 8 weeks, your students can go from financially uncertain to financially empowered. Start teaching immediately.

Right now, your students are making money decisions—often bad ones—without the knowledge to make good ones.

Every week they wait:

They miss out on compound interest growth
They remain vulnerable to predatory financial products
They lose confidence in their ability to build wealth
They fall further behind financially literate peers

This curriculum changes that trajectory—starting today.